Send moneyat the speed of a message.
Pay any @handle on any chain. Non-custodial, gasless, instant.
Built on industry-leading infrastructure. Bridge from 30+ chains with relay.link.
Six Chains. One Tab handle.
Pay anyone on any chain they hold liquidity on. The same @handle settles natively across every deployment. Tab routes the request to the right contract.
Coinbase L2
Fast, secure transactions on Coinbase's Layer 2. 6-decimal precision with EIP-712 meta-transactions.
BNB Smart Chain
Emerging-market reach with sub-cent gas and Binance-Peg USDC liquidity. Low-cost cross-border payments at scale.
Speed of Light
Sub-second finality with native SPL USDC on the highest-throughput L1 outside EVM.
DeFi Native
Kraken's OP-Stack L2 built for DeFi. Sub-cent gas, native USDC, instant L2 finality.
Mobile First
Phone-number payments and MiniPay integration with Circle-native USDC for billions of unbanked users in emerging markets.
Payment-Native Chain
Protocol-layer gas sponsorship in stablecoin. Built specifically for payments, no native gas token needed.
What Tab does for you.
A payment processor that doesn't hold your money.
Tab is what you would build if you took a card-style checkout, stripped the custodian out of the middle, and put the user back in control of their own funds.
You hold the keys
Wallets generate on your device, encrypted with a PIN. Tab never sees a private key. Ever.
Gasless by default
Buyers approve the payment, Tab pays the network fee. They only hold the stablecoin they spend.
Free for friends, 1% for business
Every tip on X, /tip on Telegram, /tab send on Discord, cast on Farcaster: free. Merchant checkout, invoices, subscriptions, agent x402: 1%. Coinbase Commerce price, 3× cheaper than Stripe.
Five chains, one handle
One Tab handle settles natively on Base, BSC, Solana, Ink, and Celo. Customers never pick a network.
Open, immutable contracts
Four small contracts: checkout, P2P, escrow, subscriptions. All verified on-chain. Short enough to read end to end before you go live.
Works for agents too
Same API for bots, scripts, and AI agents. They pay any Tab handle with the call your checkout uses.
Three minutes. Three steps.
No KYC for the wallet. No gas tokens to buy first. No seed phrases to misplace.
Claim a handle
Pick something like @kofi or @cafe. The handle resolves to a fresh wallet generated on your device.
Send and receive
Share your handle as a payment link, an invoice QR, or a one-tap checkout. Anyone can pay you, even without a Tab account.
Settle anywhere
Your stablecoin lands in your wallet on the chain of your choice. Tab takes 0% on P2P tips, 1% on merchant payments. The rest is yours, on-chain, immediately.
The shortest path from wallet to checkout.
Get a handle, hand out a link, take stablecoins. Then read the contracts and decide for yourself whether to trust us.